HOW DID YOU DO AFTER BLACK FRIDAY AND CYBER MONDAY? Supposedly no one spent alot of money and got many discounts and bargins. GOOD FOR YOU!!!! This means you are being smart and knowing your limitations. And there's three weeks available to start making payments on your credit card charges which will also keep your interest rate down with the keeping of a lower balance. Doesn't do much for the "profits" of the big companies, but it does keep the economy alive and moving. And just wait till the day after Christmas! WOW!! Sales and bargins galore. So if you missed something for someone, you can still get it and probably cheaper. I've noticed the stock market has been bouncing around, but there' always tommorrow. Seems like it always changes almost with the "wind" or something.
DID YOU REMEMBER TO STILL SAVE? Now that's a really neat trick when you are busy spending and getting ready for a Holiday or whatever. But it's important to take care of you and the rest should fall into place. Borrowing too much is a bad trap a lot of people get themselves into when it comes to special occasions. There are, what is usually called, givens, when you have to borrow money to pay for a necessity; a car or education. But always keep these loans in perspective and make sure your budget will allow you to meet the monthly payments. Otherwise, hoof it, beg for a ride or buy a clunker and fix it (even if you don't know how). Education can be sought in the forms of grants or grandparents aid helping with the costs. Don't take any of this too seriously to the point of stressing yourself. Time will allow all to work out if you keep the faith and remain patient. In other words, believe it can and will happen and stay positive. Look how far you've come already as we get ready for this Holiday.
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